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Barb and Don Silldorf REALTOR® (DRE License Number DRE00621259)
ProStar Properties
P.O.Box 261168
BarbLic#DRE00621259 DonLic@DRE00629194
San Diego,  CA  92196-1168
858.566.8782
858.566.2105 
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Why real estate price padding doesn't work in today's market
Many sellers are in denial about the current value of their home, particularly if they bought within the past five to six years. The market peaked in the summer of 2006, and home prices dropped significantly in most areas from 2007 through 2009.
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A simple guide to home seller disclosure
How would you like to find out after you've closed and moved into your new home that the basement is rat-infested? You call a local pest company and discover that the sellers hired the company to treat the house for rat intrusion.
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Refinance home to pay off credit card?
DEAR BENNY: We will soon have our mortgage paid off. Our home is valued at $120,000. Unfortunately, we owe about $50,000 in credit-card debt. I took early Social Security and work part time. My husband will take full Social Security next March and continue to work full time. So we had planned to pay extra on the debt with his Social Security check and the fact that we will no longer have a house payment. This will likely take at least two years. However, we wonder if it would be more beneficial to re-mortgage the house for the $50,000 to pay off all the credit-card debt. Obviously it would be a lower interest rate and would be an income tax deduction. What do you think? --Jean
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Barb and Don Silldorf
REALTOR®
ProStar Properties
P.O.Box 261168
San Diego,  CA  92196-1168
858.566.8782
858.566.2105 
Contact Me
Visit My Web Site
Equal Housing Opportunity   
  
Six ways to boost curb appeal
If you're thinking of listing your home this spring, now is the time to be thinking about one of the most important elements of real estate marketing: Curb appeal. It's your one and only chance to make a first impression on a potential buyer, so make it a good one! Here are some suggestions to make your home stand out from the rest: ...more
 
Appraisal rules tough on additions
Recently a homeowner in the hills above Oakland, Calif., applied for a refinance. An appraiser visited the property and measured both levels of the house. The appraiser called the homeowner a few days later to find out if the lower level had been added with a permit. The public record indicated the house had three bedrooms, two bathrooms, and 1,513-square feet. ...more
 
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