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Edward Kenzer REALTOR® (DRE License Number 00462654)
Realty Executives Platinum
41253 12th ST West, Suite A
Palmdale,  CA  93551
661.965.5239
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Avoid house-rich, cash-poor pickle
DEAR BENNY: I am 58 years old and married. I have 22 years left on my 30-year mortgage, which is at 5 percent. I have a Roth IRA. I have some extra money to invest. In this current economy, what might you suggest? Should I pay money toward the principal on my mortgage? Put it in the Roth? I lost money in the stock market (bank stocks), so please don't suggest that I go back into stocks. Thanks in advance for any knowledge you might share. --Tommy
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Is “do it yourself” in your DNA?
In many ways, this is a tough time to be a homeowner. Finances might be tight, but that doesn't stop the roof from wearing out, or the plumbing from starting to drip.
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Should I Refinance?

Estimate Payments
Fixed or Adjustable?
Should I Make Extra Payments?
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How Much Can I Afford?
Edward Kenzer
REALTOR®
Realty Executives Platinum
41253 12th ST West, Suite A
Palmdale,  CA  93551
661.965.5239
Contact Me
Visit My Web Site
Equal Housing Opportunity   
  
Formaldehyde
Formaldehyde. The word alone recalls memories of the Hurricane Katrina victims housed in FEMA trailers and sickened by the “off-gassing” or vaporization of formaldehyde gas from the plywood and pressboard used in the trailers’ construction. ...more
 
Playing the real estate waiting game
Buyers often are reluctant to make an offer to buy a home they find early on in their search. After looking for months and not finding anything comparable, some buyers regret not having moved quickly on a listing even though they saw it early on. ...more
 
Loan modification “blackmail”
DEAR BENNY: My wife and I received from our lender a repayment agreement for our original mortgage. This was a result of the bank initiating a foreclosure sale, which was temporarily suspended because we agreed to enter the Home Affordable Modification Program. ...more
 
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