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WHY HIRE AN AGENT WHEN YOU CAN HIRE A TEAM!
Jim & Jo Cates along with Tammy Adams REALTOR® (DRE License Number 00549678)
Jo Cates REALTOR® (DRE License Number 01438347)
Tammy Adams REALTOR® (DRE License Number 01777491)
PMZ REAL ESTATE
190 S Magg Suite A
Got a Realtor? You have a TEAM!!
Oakdale,  CA  95361
209.606.0692
510.793.5191 
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Bank owned homes at www.jcates.pmz.com search for a home right from our site.
NEW FREMONT PMZ LOCATION!!
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New office located on the corner of Mowry and Paseo Padre Parkway. 510 793-5191
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Should I Refinance?

Estimate Payments
Fixed or Adjustable?
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Jim & Jo Cates along with Tammy Adams
REALTOR®
PMZ REAL ESTATE
190 S Magg Suite A
Oakdale,  CA  95361
209.606.0692
510.793.5191 
Contact Me
Visit My Web Site
Equal Housing Opportunity   
  
Helping friends, help friends!
Dear friends, I just reviewed my business for the year and found an amazing surprise:More than 60% of our business was past customers, referrals and repeat business.
...more
 
Tax time over, but many credits still available
If you’re a homeowner, it’s a given that you claim the mortgage interest deduction on your tax returns. If you are a green-minded homeowner, you may be eligible for a federal tax credit if you purchase or have purchased (keep those receipts) an energy-efficient product or a renewable energy system for your home. ...more
 
2010: year of the turnaround?
A spurt in home sales in 2009, aided by low interest rates and the first-time homebuyer tax credit, has led some economists to forecast a turnaround in the housing market this year. Other forecasters feel this is too optimistic a projection. ...more
 
Congratulations Will Cook, Dustie Hathcoat,Michele Edmondson & Aaron Leslie
These first time home buyers recently purchased homes that were short sales. They even qualified for both the Federal & State ...more
 
Buying an existing home that’s “green”
With rising energy costs and growing awareness – and availability – of environmentally friendly products, it's no wonder that interest in purchasing green homes is rising. Green remodels on existing homes both save the environment and save homeowners money on monthly bills. As green home remodeling becomes more abundant, so does the demand to purchase these homes. This increased interest in existing green homes has created a need to educate buyers on what is really considered "green." ...more
 
Rate-lock dos and don'ts
Interest rates dropped at the end of last year after creeping up over the summer, with 30-year fixed-rate mortgages with interest rates below 5 percent readily available. ...more
 
Jeff Bubenchik preferred lender with the Cates Team
Great Rates call today! 209 769-5300 RPM Mortgage is excited to join up with the Cates Team. We have a loan program for nearly every buyer out there.
...more
 
Six ways to boost curb appeal
If you're thinking of listing your home this spring, now is the time to be thinking about one of the most important elements of real estate marketing: Curb appeal. It's your one and only chance to make a first impression on a potential buyer, so make it a good one! Here are some suggestions to make your home stand out from the rest: ...more
 
Why hire an agent when you can hire a team
Central Valley Real Estate Tips
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