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The Francis De Guzman Newsletter
Francis De Guzman REALTOR® (DRE License Number 01368177)
Cal State Realty Services
10251 Vista Sorrento Pkway #350
San Diego,  CA  92121
714.350.9015
Contact Me
Visit My Web Site
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Search for Homes
Start looking at listings anywhere in Southern California.
Is Your Condo FHA Qualified?
Los Angeles Times report that sellers should make sure their condo qualifies for an FHA mortgage.
Advice to Home Buyers
The Wall Street Journal talks about 5 major mistakes First Time Home Buyers make.


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Should I Refinance?

Estimate Payments
Fixed or Adjustable?
Should I Make Extra Payments?
Will I Qualify?
How Much Can I Afford?
Francis De Guzman
REALTOR®
Cal State Realty Services
10251 Vista Sorrento Pkway #350
San Diego,  CA  92121
714.350.9015
Contact Me
Visit My Web Site
Equal Housing Opportunity   
  
Tell us what you love about living in California
What’s not to love about living in California--eternal sunshine, miles of gorgeous beaches, majestic mountains, and beautiful stretches of desert – this state has something for everyone. With so much to offer, it’s no wonder everyone would like to own a piece of California. ...more
 
Formaldehyde
Formaldehyde. The word alone recalls memories of the Hurricane Katrina victims housed in FEMA trailers and sickened by the “off-gassing” or vaporization of formaldehyde gas from the plywood and pressboard used in the trailers’ construction. ...more
 
Playing the real estate waiting game
Buyers often are reluctant to make an offer to buy a home they find early on in their search. After looking for months and not finding anything comparable, some buyers regret not having moved quickly on a listing even though they saw it early on. ...more
 
Pricing to sell in today's market
Putting yourself in the right mindset to sell is essential. It's the most difficult aspect of selling for most sellers. Your home is worth what a buyer is willing to pay, which may not be what you think it is worth. Detaching yourself emotionally from your home is difficult. Clearing out years of clutter, depersonalizing your home by removing personal memorabilia, and staging your home for sale can help you step back and view the home as a commodity that needs to be sold rather than as your personal sanctuary. Putting your home on the market at a price that reflects what you want and not what the market will bear can cost you time and money as it sits on the market unsold. ...more
 
Loan modification “blackmail”
DEAR BENNY: My wife and I received from our lender a repayment agreement for our original mortgage. This was a result of the bank initiating a foreclosure sale, which was temporarily suspended because we agreed to enter the Home Affordable Modification Program. ...more
 
Pay attention to home inspection
For just about anyone, a home is the single-most expensive and single-most complex thing that you'll ever own. So when making that purchase, you certainly want to do everything possible to be an informed buyer and to protect yourself and your investment. ...more
 
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